Legal

Terms of Use

These terms govern your use of this website and the information published on it. Please read them carefully before browsing or downloading any materials.

01

Acceptance

By accessing or using this website, you agree to be bound by these Terms of Use.

If you do not agree to these terms, you should not access or use this website.

02

About This Website

This website is operated by Compliance & Risk Services Pty Ltd (ACN 101 956 414) trading as Compliance & Risk Services (CRS) and CRS-Certus.

03

General Information Only

The content on this website is provided for general information purposes only.

It does not constitute financial advice, credit advice, legal advice or tax advice, and does not take into account your personal objectives, financial situation or needs.

You should not rely on this information as a substitute for professional advice.

04

No Offer or Solicitation

Nothing on this website constitutes, or should be interpreted as:

  • An offer or invitation to acquire any financial product
  • A recommendation to engage in any investment or lending activity
  • A solicitation to buy or sell any financial product or security


Any decision should be made only after obtaining appropriate professional advice and reviewing relevant documentation.

05

Use of the Website

You agree to use this website only for lawful purposes.

You must not:

  • Breach any applicable laws or regulations
  • Attempt to gain unauthorised access to systems or data
  • Interfere with the operation or security of the website
  • Transmit harmful, malicious or disruptive material

06

Accuracy and Availability

While we take reasonable care in preparing the information on this website, we do not guarantee that it is accurate, complete or current.

We may update, change or remove content at any time without notice. We do not guarantee that the website will always be available, secure or free from errors.

07

Risk Warning

All financial products and investments involve risk, including the potential loss of capital. Past performance is not indicative of future performance. You should consider your personal circumstances and seek professional advice before making financial decisions.

08

Intellectual Property

All content on this website, including text, graphics, logos, branding and design, is owned by or licensed to Compliance & Risk Services. You must not reproduce, distribute, modify or use any content without prior written consent, except for reasonable personal use.

09

Third-Party Websites

This website may contain links to third-party websites. These websites are not under our control, and we are not responsible for their content, accuracy, or privacy practices. The inclusion of any link does not imply endorsement.

10

Privacy and Data Security

Your use of this website is subject to our Privacy Policy. While we take reasonable steps to protect your information, no transmission over the internet can be guaranteed to be completely secure. You provide information at your own risk.

11

Limitation of Liability

To the maximum extent permitted by law, CRS is not liable for any loss or damage arising from:

  • Your use of, or reliance on, this website including CRS-Certus
  • Any interruption, delay or failure of the website including CRS-Certus
  • Loss of data or information
  • Any third-party content or services


This includes direct, indirect, incidental or consequential loss, including loss of profits, revenue, business or goodwill.

12

No Warranties

This website and its content are provided on an “as is” and “as available” basis.

We make no warranties or representations, express or implied, including:

  • That the content is accurate, reliable or complete
  • That the website will be secure or uninterrupted
  • That defects will be corrected
  • That the website is free from viruses or harmful components

13

Changes to These Terms

We may update or modify these Terms of Use at any time.

Changes will be effective once published on this website.

Your continued use of the website including CRS-Certus constitutes acceptance of those changes.

14

Transfer of Business

In the event of a sale, merger or transfer of all or part of our business, your information may be transferred to a successor entity as part of that transaction.

15

Waiver

If we do not enforce a right under these Terms, this does not constitute a waiver of that right.

16

Governing Law

These Terms are governed by the laws of Australia.

You submit to the jurisdiction of the courts of Victoria

17

Contact

If you have any questions regarding these Terms of Use, please contact us:

EMAIL: info@wpflora.online
PHONE: 03 9663 4456

— End of Terms of Use —